Buying A Home

Closing Costs vs. Cash to Close: What’s the Difference?

Closing Costs vs. Cash to Close: What’s the Difference?

Closing costs vs. cash to close: What’s the difference? When buying a home, you’ll likely see the terms “closing costs” and “cash to close” on your loan estimate and closing disclosure. They might seem interchangeable, but they refer to two different things. Since these numbers are frequently in the tens of thousands, it’s important to…

Expect the Unexpected: How Long Does Closing Day Take for Your Dream Home?

Expect the Unexpected: How Long Does Closing Day Take for Your Dream Home?

The journey to homeownership is filled with anticipation, excitement, and at times, a fair amount of uncertainty. After overcoming various hurdles, from securing a mortgage to negotiating with sellers, closing day is the final milestone between you and your dream home. However, many prospective homeowners wonder how long the closing process takes and what they…

The Complete Home Buying Process Timeline For First-Time Buyers

The Complete Home Buying Process Timeline For First-Time Buyers

The journey to homeownership is exciting, but it can be overwhelming and filled with uncertainty for first-time buyers. Navigating the complex world of real estate, mortgages, and negotiations can leave many aspiring homeowners feeling lost and stressed, unsure of where to begin or how long the process will take. As a first-time homebuyer, you’re likely…

How Much Does It Actually Cost To Buy A Home? First Time Home Buyers
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How Much Does It Actually Cost To Buy A Home? First Time Home Buyers

You’ve been saving money to buy a home. But is it enough? Believe it or not, you can over-save for a property. With inflation and housing prices as they are, you could save infinitely for a 20% down payment and never actually reach that amount. So, how much does it cost to buy a home?…

18 Questions To Ask When Interviewing A Real Estate Agent
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18 Questions To Ask When Interviewing A Real Estate Agent

What’s the biggest mistake I see homebuyers and sellers making today? Going with the first real estate agent they connect with. Usually, it’s happenstance. You find a Zillow link you’re interested in and click on a button. Or you try to sell your house online, and you’re automatically connected with a real estate agent. But…

How Much You Need To Make Annually To Afford A $700k House
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How Much You Need To Make Annually To Afford A $700k House

You’re looking at properties. And the costs are rising. It’s become obvious that you may need to pay $700,000 or more to get your dream home. But can you actually afford it? It depends. Below, we’re going to take a deeper look at the salary required to purchase a $700,000 house. Salary to Afford 700K…

Understanding USDA Construction Loans For New Construction
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Understanding USDA Construction Loans For New Construction

You’ve had it with the market. You’ve decided that you just want to buy some land and build a house from scratch. That’s fine—great even—but how do you finance it? How do you buy a house that doesn’t exist? A USDA construction loan can help, but only if you meet its requirements. And if you…

What To Expect When Closing On A House
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What To Expect When Closing On A House

You’ve put in an offer. It’s been accepted. Now what? Now you go through the process of closing. Closing on a house generally takes 30 to 45 days… and it can be a stressful time. Mostly, you’ll be sending in documents and (unfortunately) waiting. But don’t panic. Many have gone through this process before you…

How Much Money Should I Save Before Buying A House
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How Much Money Should I Save Before Buying A House

There’s no magic figure that someone should save before buying a house. There isn’t even a formula involved, because it’s so dependent on the market that you’re in. But that doesn’t mean that I can’t offer some guidance. If you’re trying to buy a house in a hot market, you likely want some reassurance that…

House Hunting: Everything You Need To Know In 2023
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House Hunting: Everything You Need To Know In 2023

House hunting can be an exciting yet daunting experience, especially for first-time homebuyers. The process involves numerous factors, such as location, budget, and personal preferences, which are crucial in finding the perfect home. To navigate this intricate journey, prospective buyers must have the right tools, knowledge, and patience to make informed decisions. In recent years,…

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