Buying A Home

The Biden First-Time Homebuyer Program
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The Biden First-Time Homebuyer Program

Many renter households are getting frustrated by the incredibly hot housing market. It can be hard to save for a down payment and it can be frustrating knowing that you can otherwise afford a house. Luckily, there are programs like the Biden First-Time Home Buyer Program to help ease the burden. The Biden First-Time Home…

Retirement Funds to the Rescue: Can I Use My 401k to Buy a House and What to Consider
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Retirement Funds to the Rescue: Can I Use My 401k to Buy a House and What to Consider

If you’re saving for a new home, there may be some ways to access the money earlier than your retirement. By using the money in an employer-sponsored 401(k) plan or individual retirement account (IRA), it is possible to use these funds to finance your down payment and the closing costs on a house. However, there…

Who Pays Closing Costs? (Buyer or Seller Explained)
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Who Pays Closing Costs? (Buyer or Seller Explained)

More money changes hands when you buy or sell real estate than just the listed price. That money is collectively referred to as the “closing costs.” Closing costs are all the extra fees and taxes due when a real estate sale closes.  But who pays for closing costs: buyers or sellers? That depends on the…

What Does Your Credit Score Start At? (Does It Start At 0)
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What Does Your Credit Score Start At? (Does It Start At 0)

Have you ever thought that a credit score can play a major role in a lender’s decision to offer a loan? Many people don’t know about it until they try to buy a new house, need a loan for starting a business, or need a loan for other major payments. Each person has his/her own…

Who Delivers Your Offer To The Seller? (The Ideal Process)
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Who Delivers Your Offer To The Seller? (The Ideal Process)

How many people does it take to deliver an offer to a seller?  According to conventional wisdom, it’s just the buyer and their agent. But is that always the case?  This post will explore who delivers the offer (and when) and what that means for you as a buyer.  Spoiler alert: you might be surprised!…

How To Hire An Amazing Investment Real Estate Agent

How To Hire An Amazing Investment Real Estate Agent

Are you looking to purchase an investment property? Whether you’re interested in a commercial property or becoming a landlord, you might want to consider working with an investment real estate agent. An investment real estate agent is a special type of agent who works primarily with investors. They have the same real estate license and…

FHA vs. Conventional Home Loans (Which Is Right For You?)
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FHA vs. Conventional Home Loans (Which Is Right For You?)

Which mortgage is right for you? That’s a question that many people are asking themselves these days, as the market for home loans has become more competitive. In this post, we’ll take a look at two of the most common types of mortgages – FHA and conventional – and see how they compare. By the…

What Is Escrow And How Does It Work?
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What Is Escrow And How Does It Work?

I’m sure you’re like most people when they hear the word “escrow”…you just nod, smile, and pretend you understand, right?  Well, it’s finally time you know exactly what escrow means. You’re going to want to read this blog post so you can now participate in those conversations and also understand what it is when buying…

How Much House Can You Afford? (The 28/36 Rule)
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How Much House Can You Afford? (The 28/36 Rule)

Buying a house can be a daunting task. You have to think about how much you can afford, the mortgage rate, and whether or not you’re comfortable with taking on a mortgage for 30 years. But what about the down payment? How much do you need to save up for that? And once you’ve saved…

What Are Closing Costs And How Much Will I Pay?
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What Are Closing Costs And How Much Will I Pay?

Are you considering buying or selling a home? If so, it’s important to know exactly how much money you can expect to spend on closing costs. This article will provide a complete list of closing costs for both home buyers and sellers. So, whether you’re about to embark on your first home buying experience or…

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